VIP Credit Center
Welcome to the VIP Credit Center
Need a car, but concerned about your credit? You’ve come to the right place! We believe that everyone should have the chance to drive their dream vehicle, no matter their credit or circumstance. Whether you have bad credit, no credit, or bankruptcy or divorce left you down and out, our team is dedicated to helping those in sticky credit situations get into a great car with the best possible rates.
Getting started is easy! Just fill out our online pre-approval form and we’ll handle the rest. A member of our team will contact you on the same business day to walk you through all of your options.
Why Choose Us?
Hassle-Free Online Application Process
Get pre-approved online before you even step foot in the dealership. Our simple online application form can be filled out in just a few minutes — you can even get pre-approved from your phone!
Competitive Interest Rates
We work with a network of over 50 trusted banks, credit unions, and lenders who offer competitive interest rates for used car loans, so you can secure a loan with the perfect interest rate for your budget.
Flexible Terms
Our great selection isn’t just limited to vehicles. Just like we have the perfect vehicle for every driver, we offer repayment plans and flexible loan terms unique to your budget and your needs — including options with NO down payment!
Expert Guidance
We’ve been putting car buyers with bad credit in their dream vehicles for over 20 years. We specialize in assisting buyers who have been rejected by traditional lenders, or have been affected by bankruptcy or vehicle repossession. We’re dedicated to providing you with the financing you need to not only drive away in a great new vehicle, but start rebuilding your credit, too!
FAQ
Do I need a good credit score to get a car loan?
Not at all! In fact, we specialize in finding solutions for buyers in less than ideal credit situations. Plus, securing an auto loan is a great first step towards rebuilding your credit.
Will my vehicle options be limited due to my credit score?
Not necessarily. We’re proud to have the best selection of pre-owned vehicles in the state, and our team has years of experience helping people like you drive away in vehicles they never thought they’d qualify for.